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As a nonprofit entity, the 12 Angels organization and philosophy is modeled after the Grameen Bank of Muhammad Yunus, which was awarded the Nobel Peace Prize in 2006. The Grameen Bank is a microfinance and community development organization in Bangladesh that makes microcredit (or “grammeencredit”) loans to the impoverished without requiring collateral. The word “Grameen” derives from the word “gram” which means “village” or, more precisely, “of the village”. The bank’s philosophy is based on the concept that the poor have skills that are under-utilized and under-valued. We believe the same is true of the recovery community. For more information on the Grameen Bank – please see:

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